Published 2025-12-11
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Artículos

Estado del arte sobre las herramientas digitales enfocadas al conocimiento financiero

DOI: https://doi.org/10.22490/ECACEN.10121
Sandra Rocío Figueroa Infante Universidad Nacional Abierta y a Distancia (UNAD)
Sara Graciela Orjuela Universidad Nacional Abierta y a Distancia (UNAD)

Digital tools have changed how we get knowledge in finance. These
technologies help us learn on our own and improve skills to manage money
for personal and business needs.
Fintech companies have changed how people use financial products. They
help save money, control expenses, and get small loans. In areas with few
banks, these platforms are very important to help more people access financial
services.
In Colombia, Fintech is helping people learn about money. But there are
problems with rules, technology, and society that slow down growth. We need
better internet, trust, and money education, especially in rural areas.
To close the digital gap, we need better internet and education for everyone.
Public policies should focus on improving infrastructure, training, and making
resources easier to access. This will help more people learn about money.

keywords: Herramientas digitales, inclusión económica, tecnología educativa, alfabetización financiera, Fintech, regulación financiera.
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How to Cite

Figueroa Infante, S. R., & Orjuela, S. G. (2025). Estado del arte sobre las herramientas digitales enfocadas al conocimiento financiero. Documentos De Trabajo ECACEN, 2. https://doi.org/10.22490/ECACEN.10121
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